Your earning potential
is a far more
valuable asset than your automobile or your home.
is important, your means of earning income.
Long Term Disability Insurance - Saint John, New Brunswick
(Only 21% of Canadian's own an individual disability plan).
Call 506 214 5433
for Pricing and Details
insurance replaces a portion of your income if
you become unable, through injury or illness, to work. Policies
differ on how soon you would collect benefits and for how long.
They also vary in whether disability benefits are received if
you can't perform the duties of your own occupation, a job in
your field, or any job at all.
disability coverage that’s designed to help address your
needs and protect your ability to earn an income—something
that could be jeopardized the second a disability strikes.
and illnesses are facts of life. They could happen to anyone at
Did you know that.
* 1 in 3 people,
on average, will be disabled for 90 days or longer at least once
before age 65.
* The average length of a disability that lasts over 90 days is
should you consider personal disability insurance?
Self Employed people that do not have a disability program.
If you get injured anywhere and unable to earn income, get paid
in installments until able to work.
- Worker's Compensation only covers work related accidents.
- Unemployment insurance only covers 15 weeks for sickness benefits.
- CPP: Are you comfortable relying on the government for a benefit
that can change?
- Group and association coverage can fill a valuable role in long-term
However, the benefit may be limited by the definition of disability
and coverage amount.
a custom designed individual disability plan will provide
you with guaranteed coverage and guaranteed premiums.
to discuss a disability plan.
customize disability insurance plans suit your occupation and income.
Providers include Manulife and Great West Life
Serving the Saint John, Sussex, McAdam, St. Stephen and Fredericton,
New Brunswick areas
506 214 5433
Saint John, New Brunswick Disability Insurance