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Group Plan Health Benefits for Employees Saint John New Brunswick

Group Plan - Employee Benefits Solutions for Business
Saint John, New Brunswick

"Attract and retain the best skilled workers
with a solid benefit and savings plan"

If you're a member of our group benefits plan, it's never been easier to access your personal medical and dental benefits information. By knowing what your benefits are, what they will do for you and how you can administer them, you'll be able to make informed choices about your health, your benefits, and your life insurance.

We have partnered with leading insurers to provide solid group plans at the Best Price. Contact us for more infomation or quote.
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Manulife Financial
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Assumption Life
Health Spending Account
A Legal vehicle to write off health and dental claims

We welcome the opportunity to provide you with a complimentary consultation to review your current plan for possible enhancements, improvements, and potential cost savings. Call 506 214 5433


Employee Benefits Group Health Benefits
and Savings Plan

Shaw Life and Financial provides personalized service meeting the highest quality standards to companies of all sizes in all sectors of industry through its full range of group insurance products and services. See some of services below for business owners.

Protection for the Business Owner

Lifecheque for business owners - See document
Getting better costs money As Bob discovered, treating and coping with illness can
mean significant and often unexpected costs. For the business owner, this can be especially difficult because the business that pays your everyday living expenses may be at risk if you can't work

Buy-Sell Life Insurance
A Buy-Sell agreement ensures that money is available to buy a deceased partner’s share of the business, using life insurance as the vehicle to fund this purchase.

Key Person Insurance
Protect the continuity of your business against the loss of a key employee or owner.

Disability Buy-Out Plans
Disability Buy-Out Coverage funds a disability buy-out agreement between business owners if a total disability forces one of the owners to stop working. It is designed to reimburse the buyers of a business for the cost of purchasing the disabled Insured’s interest in the business.

Accumulation annuities (AA) are a kind of guaranteed investment only offered through the insurance industry. They are very similar to GICs, but because they are offered by a life insurance company they have different guarantees, and the added benefits of a beneficiary designation and potential creditor protection.

Office Overhead Coverage
Can your business survive if you have an accident or an illness that leaves you unable to work? It can with the protection of monthly benefits designed to cover your day-to-day expenses.

Business succession planning
Is a comprehensive process designed to assist the business owner in planning for the eventual transition out of business management and the transfer of business ownership upon retirement. Business succession addresses all eventualities, including the possibility of death or disability of an owner. See document.


Protection for your employees

Health and Dental Plans
One major factor in giving employees a sense of security and satisfaction is a solid benefits plan. When they don’t have to worry about medical expenses, or financial protection against a disability, they can focus on their work.


Life, Disability, and Critical Illness Insurance
Insurance offers protection from the unexpected. With a Group Benefits Plan that includes Life Insurance, Disability Insurance, and Critical Illness Insurance, employers can help their employees gain security through life’s most difficult times.

Employee Assistance Programs
A healthy lifestyle impacts every part of your day-to-day work environment. Corporate Wellness Programs translate into fewer injuries, less human error, and a more harmonious office environment. They also let you know that your organization is concerned about your general health and well-being.

Group RRSPs and Pensions
o This is an employer-sponsored savings program, approved by the Canada Customs & Revenue Agency, that permits tax deferred saving for retirement purposes. Contributions to a RRSP are tax deductible, and earnings on contributions are sheltered from taxes until they are withdrawn. Employers may wish to enhance the value they provide to employees by offering a Group RRSP in addition to, or in the place of a Group Pension Plan.


"Financially secure employee's are more productive"

Group Health Insurance Saint John, New Brunswick

3 ways for the employer to deal

Serving the Saint John, Quispamsis, Grand Bay-Westfield, McAdam,
St. Stephen and Fredericton, New Brunswick

Group Employee Benefits Call 506 214 5433
Saint John, New Brunswick

NEW BRUNSWICK
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